Allahabad Bank Balance Checking Options

When you browse on the Internet to reach to Allahabad bank, you might be wondering why you don’t find any Allahabad Bank official page. Well, here is the thing. Allahabad Bank, established in 1865, was one of the popular banks in India’s banking sector but it was merged with Indian bank on April 1, 2020. This merger has brought a fusion of operations, branches, and customer base. Now, all the former Allahabad Bank customers becoming Indian Bank customers. Prior to the merger, Allahabad Bank had provided a wide range of banking services across India, ranging from savings accounts to loans and digital banking. The goal of this merger is to create a more efficient banking facility to benefit the customers by enhancing the reach and scope of banking services offered by Indian Bank. So now, you can have access to Indian bank banking facilities for Allahabad Bank balance check all the other related banking activities.

Indian Bank Balance check through Internet banking

As mentioned above, you can log in to Indian bank Internet Banking portal for Allahabad Bank balance check. Here is the step-by-step procedure.

  1. Go to the official website of Indian bank from your device. 
  2. Log into your account using your login credentials that is your User ID and Password which you set.
  3. After logging in, you can click on the option “Account Summary”. 
  4. If you have more than one account, you have to choose the specific account for which you want to check the balance.
  5. Then, your Indian Bank account balance will be shown on your screen.
  6. Always remember to log out of your internet banking account when you have completed your transactions or checked your balance for security reasons. If you leave your account logged in, there is possibility of misusing by anyone.

Indian Bank balance check through Mobile banking 

Since the Indian bank Mobile banking app was launched on 7th September, 2019, banking has become easier for customers. Even for Allahabad bank balance check, you can have access to this app. Following is how you can check your balance through the app.

To check your account balance through this option, you can follow the steps provided below:

  • Download the “IndOASIS” app from your app store and install it.
  • Log in to your account using your login credentials that is your user ID and password which you set.
  • Find “Account Balance” on the home page.
  • Select the account for which you want to check the balance  if you have more than one account.
  • Then, you account balance will be displayed on your screen.
  • Never forget to log out after each use. Or, if you keep it idle for sometime, you will be logged out automatically. 

Indian Bank Balance check through UPI apps

You can conveniently check your Allahabad Bank (now Indian Bank) account balance through UPI apps such as Gpay, PhonePe, or Paytm by following these steps:

  • Download and install any UPI app of your choice on your mobile device.
  • Open the UPI app and complete the setup process. Link your bank account and creating login credentials that is your user Id and password.
  • Log in to your UPI app account using those credentials that you created.
  • After you are logged in, you will see the app’s dashboard with various banking options.
  • Scroll through the options, and you will find the “check Balance” option. Tap on it.
  • If you link more than one bank accounts to the UPI app, you have to select the specific account for which you want to check the balance.
  • Select the account, and your Allahabad Bank or Indian Bank account balance will be displayed on your phone screen.

Alternatively, you can also check your account balance by making a phone call to the bank’s customer care number. Follow the automated voice instructions, select your preferred language, and choose the balance enquiry option. You’ll receive an SMS with your account information, including your balance, on your registered mobile number.

You can also carry out other banking activities using all these portals. If you wan to transfer fund, you can do it through Internet banking, Mobile banking, UPI banking apps or if you want to transfer fund using cheques, you can do so. There are many types of cheques such as account payee cheque, self cheque, bearer cheque, crossed cheque, post dated cheque, stale cheque, traveller’s cheque, etc. However, the usage of cheque has decrease with the advent of digital banking in the last few years as digital banking is more time-efficient and effortless. Let’s see two of the easiest way to transfer fund.

Indian Bank Fund Transfer using IndOasis

Here is how you can transfer fund using IndOASIS.

  • Open the app and log in using your Indian Bank internet banking credentials, including your User ID and Password.
  • Within the app, you will find several options for fund transfers such as NEFT (National Electronic Funds Transfer), IMPS (Immediate Payment Service), RTGS (Real-Time Gross Settlement), UPI (Unified Payments Interface)
  • Then, choose the type of transfer you want to make based on your requirements. For example, you can select NEFT for standard transfers, IMPS for instant transfers, or RTGS for high-value real-time transfers.
  • Then, provide the necessary details of the beneficiary, including their account number, name, bank name, branch name, and IFSC code.
  • Enter the transfer amount. It is a good option to add a description or purpose for the transfer. It will be helpful for future record.
  • Enter the OTP that the bank send to your registered mobile number for that particular transaction.
  • After that the transaction will be processed, and you will receive a confirmation message.
  •  Always remember to log out of the app when you’re done with your transactions for security reasons.

Indian bank Fund transfer through UPI apps

You can transfer fund through UPI apps such as Gpay, PhonePe, Paytm, etc. Nowadays, almost everyone is using UPI apps for many banking activities. It is quite user-friendly as you can access to it anytime, anywhere with ease. Follow these steps to make a transaction using these UPI apps.

  • First go to your app store. Download and install the UP  app which you want to use.
  • Next, set up the app and link your bank account.
  • Then, you can transfer money through their mobile number that is linked with their bank accounts or you can also enter their bank account details and transfer fund.
  • Enter the amount you wish to transfer.
  • You can add a transaction note if you want. This will help you keep a clear record of your expenses.
  • Enter your UPI pin. (do not disclose your UPI pin or other bank related pin to anyone. You should keep it confidential)
  • Confirm the transfer.
  • Check your transaction history in the app.